• Certificates of Deposit (CD)
• Individual Retirement Accounts (IRA)

• $1,000 minimum to open
• Terms up to six (6) months to sixty (60) months
• Automatic certificate renewal
• Interest may be reinvested, deposited to another account or paid by check

• $1,000 minimum to open
• May be invested in CD or Money Market Account
• Interest is compounded daily and credited monthly
• Standard IRA rules apply
• IRA CD
  • Terms available from 6 months to 60 months
  • Automatic certificate renewal
• IRA Money Market Account
  • Interest rate and annual percental yeild will depend upon the average daily balance as shown on the chart below:

                Tier I     $0 – 24,999
                Tier II    $25,000 - 49,999
                Tier III   $50,000 - 99,999
                Tier IV    $100,000 and above